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NVB

North Valley Bank

Home Equity Line of Credit

If you have a substantial amount of equity in your home, a Home Equity Line of Credit provides you with the optimum amount of convenience. With a Home Equity Line of Credit you do not have to reapply or request approval to access your line ... just write a check for the amount that you need.

Application and Approval Process:

Visit any branch or our Real Estate Center for an application. Your application will be expedited if you include a copy of your current mortgage statement, homeowner's insurance policy and a verification of income / earnings. We can usually "conditionally approve" a home equity line of credit within a day of receiving a complete application and other supporting documents. We may require an appraisal in certain situations.

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